Authorization for regulated insurance systems

Control who can approve claims, change policies, and access sensitive customer and health data with fine grained authorization.

Developer time savings

Reduce time spent implementing and updating authorization.

Flexible access rules

Adjust claim and policy access rules without code changes.

Audit ready access

Support regulatory reviews with auditable access decisions.

Production ready authorization for your team

Claims handling

Rules for claim intake, review, and approval.

Underwriting decisions

Control changes to risk factors and premiums.

Policy servicing

Secure updates to coverage and beneficiaries.

Fraud investigation

Restrict access to suspicious cases and evidence.

Agent and broker network

Granular access for agents, brokers, and adjusters.

Customer data protection

Controlled access to PII, health data, policy records.

Payments and disbursements

Boundaries for payouts and reimbursement actions.

AI-driven automation

Safe agent actions for quotes, claims, and servicing workflows.

Why access control can’t be ignored

Authorization blind spots

Every claim update, policy change, and payout decision depends on authorization logic.

Unauthorized claim actions

Over permissive roles allow agents and claims systems to approve or override claims.

Sensitive data exposure

Customer and health data are often accessible beyond intended roles.

Untraceable access changes

Permission updates lack clear ownership and audit trails.

Delayed compliance controls

New rules take too long to enforce when access logic lives in code.

Zero Trust security at scale

Fine grained authorization for insurance with Cerbos

Enterprise grade authorization for insurance systems, providing consistent allow or deny decisions for claims, policy changes, and payouts.

Define authorization policies

Model fine grained authorization for claims, policies, payouts, and sensitive data outside application code.

Deploy Cerbos PDPs

Run Cerbos next to insurance services to enforce consistent, real time authorization.

Enforce decisions everywhere

Evaluate every claim, policy, and payout action against authorization policies.

Audit every decision

Record who did what, why it was allowed, and which policy enforced it.

Compliance-ready with every authorization decision

Capture every decision for all identities

Log access decisions for claim actions, policy updates, agent access, service-to-service calls across humans and machines.

Trace policy lineage

See the exact policy, version, and release behind each decision for complete traceability and post-incident review.

Monitor with context

Review detailed logs, policy versions, and real-time metrics across all PDPs and environments.

Simplify audits and compliance

Maintain centralized, structured logs to support audits and demonstrate readiness for FedRAMP, SOC 2&3, ISO 27001, HIPAA, PCI DSS, and GDPR.

How teams benefit from Cerbos for secure authorization

“We got the foundation set. Now we can scale and include more complex policies. And we can grow in the right direction and with the right security.”

Edgar Rivera
CEO @4gcapital

Learn more about policy management

Mapping business requirements to authorization policy for insurance

Designing an authorization model for an enterprise

A CISO’s benchmark for authorization maturity

Building a scalable authorization system: a step-by-step blueprint

How to adopt externalized authorization

Protect critical insurance workflows with Cerbos

Enforce consistent access control across claims processing, policy changes, payouts, and sensitive customer data.